September 6, 2018 - The Good, The Bad, and the Ugly
The Good, The Bad, And The Ugly...
I've always been one to strive for the best deal. But, with that being said, it has to be of equal value. I'm also not one to cheap out. So when I began learning about the major differences in bank insurance vs. individual policies, I was shocked to say the least. Here's a quick breakdown on the differences between the two:
The Next Question Becomes, Can I Afford It?
9 times out of 10, when I quote someone for life insurance, they are SAVING money by purchasing their own policy and cancelling their bank coverage. It's completely free to do a quote, and a very simple process all around. I get told all too often, "I have no idea what insurance even costs." So let's run some numbers! For a 35 year old Male Non smoker $500,000 of Term 20 insurance (meaning premiums are set for 20 years and never change) TOTAL COST- $35.55/MONTH For a 30 year old Female Non Smoker $500,000 of Term 10 Insurance (meaning premiums are set for 10 years and never change) TOTAL COST- $18.00/MONTH I help my clients make sure they have the right insurance for their life, and tailor it to their needs. If you have ANYONE who is financially dependent on you, YOU NEED INSURANCE!
I'm here to help, on your schedule.
I know what it is like to avoid making business appointments. Taking time away from work, dragging children to the middle of the city, paying for parking. And then talking with someone you don't know about something you know very little about. I've been there. My goal is convenience, and honest advice. I will help educate you, from the comfort of your home.